Get the looks you love now, pay later! Split your purchase into 3 interest free installments
18+, T&Cs apply, UK residents only. Credit subject to status. Klarna’s Pay in 3 instalments credit agreements are not regulated by the FCA. Use of these and any missed payments may aect your ability to obtain credit from Klarna and other lenders
Stress-Free Spending
Here’s how you split your spend into 3 equal payments over 60 days
1
Add those fashion must-haves to your cart right now.
2
Head to checkout and choose the Klarna option.
3
Make your first of three payments when your order ships.
Who are
?
At Klarna, we believe payments should be about more than just transactions. We strive to create frictionless checkout experiences that give shoppers control, flexibility, and peace of mind
With over 90 million global users and 200,000 retailer partners, Klarna has become a leader in smooth online payments. For over 15 years, we've powered hassle-free checkouts for some of Europe's largest banks
Our pay later options like Pay in 3 give customers the ability to split purchases into interest-free installments. This helps keep spending comfortable and manageable.
We encourage responsible borrowing. Make sure you can aord any repayments on time and in full to avoid impacts to your finances.
Klarna partners with lenders to provide credit products. We serve as an introducer only. Credit is subject to status and available to UK residents 18+ under applicable terms.
With security at the core of everything we do, over 60 million consumers worldwide have trusted Klarna to safely handle their payments. Our focus is always on creating the best shopping experience.
The good
checklist
Klarna is a form of credit.
to pay in 3 you need...
To be 18+
A valid mobile number & email address
A UK home address
A credit/debit card that will be valid for 60 days after placing your order
Am I eligible
Your eligibility to Pay in Three is subject to your financial circumstances. Don't forget, it's only available for people ages 18 or over.
FAQs
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Who are Klarna?
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 200,000 online stores. Over 90 million consumers worldwide have trusted Klarna to securely handle their payments.
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How does Pay Later in 3 work?
Pay later in 3 interest-free instalments is a form of credit which allows you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by River Island and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can always monitor your payments’ schedule in the Klarna app.
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Am I eligible for Pay later in 3?
To use Pay later in 3 interest-free instalments you must be at least 18. Whilst this option is widely promoted, Pay later in 3 interest-free instalments is subject to your financial circumstances. When choosing Pay later in 3 interest-free instalments, our assessment will not affect your credit rating.
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What do i need to provide when i make a purchase?
You’ll need to provide your mobile phone number, email address, current billing address and a debit or credit card. All communications will be sent to your email address – it’s really important you provide the correct details, otherwise you won’t receive your payment schedule and any order information.
Remember to select
at the checkout